Your finances.
One advisor.
Planning With Your Interests in Mind.

Semper Financial Planners is a financial services firm serving clients in San Antonio, Texas.

We coordinate your investments, taxes, and estate planning — always under one roof, one fee, and one trusted advisor.

^{Fee-only · No commissions, ever · Fiduciary · Obligated to act in your best interest when providing advisory services · CFP® · CERTIFIED FINANCIAL PLANNER™ professional · San Antonio, TX · Serving clients in person and virtually}

Schedule a Free Conversation

"Wealth isn't built in a moment of brilliance. It's built in thousands of ordinary moments where you choose to wait, save, and let time do what time does."

^{The Problem}

Your CPA, your advisor, and your attorney
are probably not talking to each other.

Most people with a serious financial picture — retirement savings, real estate, a business, an estate — are working with multiple professionals who each manage their piece in isolation. Nobody’s coordinating the full picture. Nobody’s asking whether your investment strategy reflects your tax situation, or whether your estate
plan still makes sense after last year’s life change. That gap costs money. Sometimes a lot of money. AtSemper Financial Planners, that gap is exactly what we close.

^{Three-Step Process}

How Semper Financial works

Step 01

Understand

Before we talk investments, we talk life. We get a complete picture — assets, income, taxes, estate, and goals. You can’t build a plan around a portfolio. You build it around a person.

Step 02

Coordinate

We bring the right people to the table and quarterback the relationships — CPA, estate attorney, insurance. Every professional working from the same playbook, always.

Step 03

Protect

Implementation isn’t the finish line — it’s the starting point. We stay with you through every market cycle, life change, and tax law update. Always watching. Always adjusting.

^{Brisket Analogy}

Low and slow beats high and fast.
Every time.

Jacob grew up in Texas, and takes the art of smoking a brisket seriously. Trim it, season it, put it on the smoker, and wait. After many hours, you get something extraordinary — tender, juicy, nearly impossible to ruin. That’s long-term, disciplined, low-cost investing. Chasing short-term gains is the high-heat grill. When it works, people brag. When it doesn’t, the loss is permanent. Semper Financial was built for the brisket crowd.

^{Why Semper Financial is Different.}

One fee. No surprises.

Your AUM fee is the only fee we charge. No commissions, no product sales, no hidden costs. At the Concierge tier, we even cover the cost of your tax return and estate framework.

The quarterback model.

Your CPA, attorney, and advisor rarely talk to each other. We change that. We initiate the conversations, share the relevant data, and keep every professional working from the same playbook.

Deliberately selective.

We don't take on every client. We build deep relationships with families who value coordinated planning — which means we have the time and attention to do it right for the ones we serve.

Fiduciary. Always.

Semper means always. As a CFP® and fiduciary, we are legally and ethically bound to put your interests first — not ours, not a product manufacturer's. Yours. Always.

^{Service tiers}

Every client receives a comprehensive financial plan and direct CFP^® access — regardless of tier. What changes is how much of the coordination work Semper Financial absorbs on your behalf.

Foundation

Under $1,000,000 AUM

Investment management, a financial plan, and referrals to our vetted CPA and attorney network. Tax and estate coordination available, billed separately.

Mimium 1 meeting /year

Reserve

$1,000,000 – $3,000,000 AUM

Everything in Foundation, plus we quarterback your tax and estate coordination directly. Outside professional fees billed to you through our vetted network.

Minimum 2 meetings /year

Concierge

$3,000,000+ AUM

The full quarterback model. We cover the cost of your personal tax return and estate planning framework — handled by professionals we select and stand behind.

Minimum 3–4 meetings /year

Meet Your Advisor

Jacob Yaklin CFP®

Founder & CEO · Semper Financial Planners

(361) 228-6116

jacob@semperfp.com

I didn't get into financial planning because it seemed like a good career. I got into it because I've been obsessed with investing since I was a kid — saving everything I made mowing lawns and working farms, then watching that money grow. When I discovered compound interest, something clicked. Money, if you treat it right, works harder than you ever could.

After college, I commissioned into the Marine Corps, where I served as a company commander and as battalion financial coordinator for a unit of 1,000+ service members. Working with people who didn't make much money — but who could still build real financial security with the right priorities — confirmed everything I believed: it's not what you make, it's what you keep.

I started Semper Financial because I believe people deserve an advisor who treats their entire financial life as one coordinated plan — not a portfolio managed in isolation. My commitment to every client, existing and future, is simple: to build a firm that coordinates every dimension of your financial life, and makes you feel like you're the only client we have.

^{The Semper philosophy}

"I built this firm for people who understand that the best financial outcomes aren’t the result of brilliant market timing. They’re the result of showing up, staying disciplined, and having someone in your corner who coordinates everything — always."

— Jacob Yaklin, CFP® · Founder & CEO

^{Who We Work With}

We work with a deliberately selective group of families who value coordinated planning and understand that the right advisor isn't an expense — it's one of the best investments they'll make.

Retirees & pre-retirees

People who have spent decades building wealth and want someone to help protect, distribute, and pass it on thoughtfully.

Business owners

Entrepreneurs who have built something valuable and need a quarterback for the sale, the transition, and what comes after.

Widowed & newly solo

Clients stepping into financial decisions for the first time who need a trusted advisor to explain clearly, act faithfully, and never rush.

Efficiency-minded savers

People who value their time, want one trusted point of contact, and refuse to let their financial life run on autopilot.

^{Let's Talk}

Ready for an advisor who's
always in your corner?

The first conversation is free. We’ll talk through where you are, what you’re trying to accomplish, and whether Semper Financial Planners is the right fit — in San Antonio, across Texas, or wherever you are.

Schedule a Free Conversation

Your finances.One advisor.Planning With Your Interests in Mind.

Your CPA, your advisor, and your attorneyare probably not talking to each other.